The Neat Personal Card is a prepaid MasterCard® is issued by ePayLinks Technology Co. Ltd (“ePayLinks”), a licensed MasterCard® prepaid card issuer in Hong Kong. ePayLinks holds Stored Value Facility “SVF” license SVF0011 issued by the Hong Kong Monetary Authority (“HKMA”). You can find more details about ePayLinks here.
To be able to make transactions with your Neat Personal Card, you have to first top-up your Neat Personal Card. Neat does not provide any credit, which means you cannot get into debt or be charged any overdraft fees. Even though it is not a credit card, it has most functionalities of a credit card, like making purchases online and offline anywhere in the world where MasterCard® is accepted.
The Neat Card is available for use globally wherever MasterCard® is accepted*, with the exception of the following countries/regions:
Central African Republic
Democratic Republic of the Congo
Democratic People's Republic of Korea (DPRK)
*Do note that as the Neat Card is a prepaid card, it is not accepted by a small portion of merchants. That being said, we are working with merchants to ensure the Neat Card can be used on their platforms.
At the moment, each individual can sign up for a maximum of one Neat Personal Card.
For details on specific Card limits, please click here.