Neat is an alternative solution to a bank account.


You are able to sign-up for a Neat Personal Card from your smartphone via the Neat App, whenever you want, wherever you are.


The whole sign-up process takes around 10 minutes.


You will then receive your Neat Personal Card, a prepaid Mastercard® which allows you to pay in over 50 currencies at traditional and online merchants which accept Mastercard® around the world.


Your Neat Card will also enable you to withdraw cash at any ATMs which accept Mastercard® around the world.


The Neat App and the Neat Card are FREE.


Fees however apply for ATM withdrawals, card replacements and foreign currency transactions. Please refer to our fees table here.


Download the Neat App:


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The Neat Card is issued by ePayLinks Technology Co. Ltd (“ePayLinks”), an authorised MasterCard® prepaid card issuer in Hong Kong.


ePayLinks is a Stored Value Facility (“SVF”) licensee (License number SVF0011) regulated by the Hong Kong Monetary Authority (“HKMA”).